Pradhan Mantri Jeevan Jyoti Bima Yojana is also a government scheme of life insurance. In this scheme, a premium of Rs 330 has to be paid per person per year. The most beneficiaries of this scheme are people of high middle class or rich class whose salary is more than 50 thousand.
People with more income are taking advantage of low cost government scheme.
Government schemes are equal for all. But some schemes are also made keeping in mind the income group in the society so that people with low income or low income can be given more benefits. In this, the name of the medical scheme is prominent because the government provides medical and treatment to low-income people. social Security wants to give priority to Keeping this in mind, the government has launched Ayushman Bharat or Pradhan Mantri Jan Arogya Yojana, Prime Minister’s Suraksha Bima Yojana And Pradhan Mantri Jeevan Jyoti Bima Yojana is started.
The purpose of the above mentioned three schemes is to provide good medical facilities to the people of low income also. This is the reason that even by paying a few rupees, one can join such a scheme and take advantage of the government scheme. But are the low-income people reaping the maximum benefits of these schemes? The answer is no. This thing has come out in the Money9 PF survey. Apart from these three schemes, Pradhan Mantri Sukanya Samridhi Yojana has also been included in this survey. This scheme has also been made keeping in mind the low income earners, but the benefits are being taken more by those with more income.
Pradhan Mantri Jan Arogya Yojana
Pradhan Mantri Jan Arogya Yojana is also called Ayushman Bharat Yojana. Money9’s survey shows that only 2 percent of the poor or deprived sections of the society benefit from this scheme, while the national level is 5 percent of the beneficiaries of this scheme. That is, 5 people per 100 people of the country take advantage of this scheme. The surprising thing is that 6% of the people earning from low middle class i.e. 15 thousand to 35 thousand are associated with Ayushman Bharat scheme. There is a middle class with an income of 35 to 50 thousand with 5 percent who is associated with this scheme. Not only this, 2 percent of the people of the country earning more than 50 thousand are associated with this scheme or are the beneficiaries of this scheme.
Prime Minister’s Suraksha Bima Yojana
Pradhan Mantri Suraksha Bima Yojana is such a scheme that provides protection to life. For those people who cannot take expensive insurance, cannot pay high premiums, the government has started this scheme. But the opposite is the case here. The people who are taking the most benefit of this scheme are those who are rich or whose income is more than 50 thousand. 28 percent of the rich of the country are associated with this scheme.
Only 6 percent of the poor or deprived sections are associated with PM Suraksha Bima Yojana. These are those people whose income per month is 15 thousand rupees or less. 12 percent of the beneficiaries of this scheme are people whose income is 15 thousand to 35 thousand rupees. 23 percent of the middle class people of the country, whose income ranges from 35 thousand to 50 thousand every month, they take the benefit of Suraksha Bima Yojana. This scheme with a premium of Rs 12 gives an insurance cover of 2 lakhs.
PM Jeevan Jyoti Bima Yojana
Pradhan Mantri Jeevan Jyoti Bima Yojana is also a government scheme of life insurance. In this scheme, a premium of Rs 330 has to be paid per person per year. The most beneficiaries of this scheme are people of high middle class or rich class whose salary is more than 50 thousand. 22 percent of the people of this class are associated with PM Jeevan Jyoti Bima Yojana. 5 percent people from poor or deprived sections are associated with this scheme, while 17 percent people whose income ranges from 15 thousand to 35 thousand are associated with PM Jeevan Jyoti Bima Yojana. Middle class whose income is between 35 thousand to 50 thousand, 17 percent of such people are associated with Jeevan Jyoti Bima Yojana.
PM Sukanya Samriddhi Yojana
The account of PM Sukanya Samriddhi Yojana is opened in the name of daughters whose age is less than 10 years. When the daughter turns 21, she is given a lump sum amount. Only 4 percent poor people are associated with this scheme while 8 percent are the beneficiaries of low middle class. 14 percent middle class and 14 percent high middle class people are associated with this scheme.
English News Headline: money9 pf survey Beneficiary Under Government Program like pm suraksha bima yojana ayushman bharat yojana and pm sukanya samriddhi yojana
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