Author: Editorial

The National Pension System, or NPS, is a government-backed retirement planning scheme open to employees in private, public, and unorganised sectors, except the armed forces. Subscribers can invest in the scheme at regular intervals during their earning years and build a corpus over time. Upon retirement, they can withdraw 60% of the corpus as a lump sum and invest the remaining 40% in an annuity. They receive a regular monthly pension based on their annuity performance. While the NPS scheme returns provide money to lead a comfortable retirement life, one must be concerned about their taxability. The following sections will…

Delving into the stock market can offer significant opportunities for wealth accumulation. This comprehensive guide is designed to assist you in understanding crucial strategies and tools for effective investment. Key topics covered include establishing a trading account, evaluating investment opportunities, and focusing on the dynamic sector of semiconductor stocks in India. Launching Your Investment Endeavour: Establishing a Trading Account A fundamental step in your investment journey is the establishment of a trading account. This is essential for executing transactions and effectively managing your portfolio. Advantages of Establishing a Trading Account To initiate the process of trading account opening, select a…

Dealing with menstrual cramps is a common challenge for many women, impacting daily life during their periods. From applying heat and gentle exercises to modifying diet and using pain relievers, there are numerous approaches to alleviate discomfort. Menstrual cramps, known medically as dysmenorrhea, cause throbbing pains in the lower abdomen, though the discomfort can extend to the groin, lower back, or upper thighs. Most women experience these cramps during and just before their menstrual periods. While some find the discomfort tolerable, others suffer severe pain that disrupts daily activities for several days each month. Thankfully, there are numerous methods to…

Video games are a wonderful form of escapism, giving players an opportunity to lose themselves in a completely new world – whether that is stepping back in time to take on the world in a Western or in a war, or battling hordes of zombies, or even solving some puzzles. Gaming used to be considered a bit of a niche pastime but increasingly, people of every age group and demographic are choosing to game in their leisure time, which means that the gaming industry continues to grow. This peaked during the pandemic when social distancing and isolation drove people to…

The race is on. The wireless network industry is developing faster than ever before. Businesses simply must keep pace, otherwise… Well, otherwise they might fall behind. Care to learn more about private 5G networks in this particular context? The main benefits of private 5G networks Public 5G networks offer connection speeds that are rather impressive. But data transfer rates on the private side of things can be mind-blowing. The reason for that is simple: elasticity. Private 5G networks are highly customizable. With the right software, they can be tuned to the very specific needs of particular clients. That’s good for…

Gratuity is a monetary benefit given by an employer to an employee for rendering long and meritorious services. It is mandatory for companies with ten or more employees as per the Payment of Gratuity Act, 1972 in India. The primary purpose of gratuity is to provide financial security to the employee after retirement or resignation. Calculating Gratuity Amount: The gratuity amount is calculated on the basis of the number of years of service and the last drawn salary of the employee. The formula for the gratuity calculation is as follows: Gratuity = (last drawn salary x 15/26) x number of…

In the ever-evolving world of online gambling, Indian players are continuously seeking reliable and enjoyable platforms for real money gaming. Amidst this digital revolution, Real.casino emerges as a beacon for Indian gamers, offering a well-curated selection of online casinos tailored for the Indian market. This article delves into the intricacies of choosing the best online casinos in India, leveraging Real.casino’s expert insights to guide players through this dynamic landscape. India’s online gambling sector has witnessed a remarkable transformation, primarily driven by technological advancements and the increasing penetration of internet services. This surge in digital connectivity has paved the way for…

In a world filled with uncertainties, securing financial well-being takes centre stage. Let’s unravel the complexities of life insurance, offering a nuanced understanding of key components that define a robust policy. Specifically, we delve into the workings of a government-backed initiative called Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY). Navigating the world of life insurance goes beyond the conventional safety net. It’s a strategic investment in your family’s future. This exploration will guide you through the critical components of a comprehensive life insurance policy, empowering you to make the right choices for a secured financial future. In this journey, we’ll…

The benefits of a well-designed smoking shelter are far-reaching, providing smokers a dedicated, comfortable space to enjoy a smoke, while at the same time preventing the spread of second-hand smoke. As such, it’s important to carefully consider the design and components of your smoking shelter. Here are a few tips to help you create a relaxing haven for smokers. 1. Choose the Right Location Selecting a suitable location should be your first consideration when planning a smoking shelter. The chosen location should be away from main entrances, windows, and ventilation systems to prevent smoke from seeping into smoke-free areas, and…

Apply for a personal loan through instant loan apps. Follow this guide for a quick and convenient financial solution. In the dynamic landscape of personal finance, the need for quick and accessible solutions has led to the rise of instant loan apps. These applications offer a convenient way to secure financial assistance swiftly, without the complexities associated with traditional loan processes. Bajaj Finance Limited, a well-known financial institution, provides a user-friendly mobile app that allows you to apply for a personal loan in a few simple steps. Follow this step-by-step guide on how to navigate the Bajaj Finserv insta loan…