Condition to be admitted for 24 hours, now will get claim even after recruiting 2 hours

Now you will get claim even after recruiting 2 hoursImage Credit Source: Getty Images

There is now a big and relief news about the health insurance claim. Now you do not need to be hospitalized for the entire 24 hours for treatment. Many insurance companies are now giving mediclaims on the recruitment of only 2 hours. This change has been made because now the methods of treatment have become very fast and modern. Earlier, where patients had to stay in the hospital overnight for treatment like cataract, chemotherapy or angiography, now all this happens in all hours. In such a situation, the old condition of being admitted for 24 hours is no longer necessary.

Which plans are giving claims in 2 hours?

Some health insurance companies have started covering short -term treatment by changing their policy. ICICI Lombard Elevate Plan has a cover of 10 lakhs, annual premium around ₹ 9,195 (for 30 years old), Care Supreme Plan has a cover of 10 lakhs, premium ₹ 12,790 annually and Niva Bupa Health Insurance Plan is available at 10 lakhs, premium ₹ 14,199 annually.

What will be the benefit out of this?

Now such treatment, which are called day-care procedures such as cataract operation, dialysis, chemotherapy etc. you will also get claims. Earlier, the claim could not be found just because the patient was not hospitalized for 24 hours.

Now even after getting treatment in a short time, you will not have to pay money from your pocket. With this, people will get treatment on time and will also be able to avoid financial burden.

What is changing?

Insurance companies are now understanding modern treatment techniques and updating their policy accordingly. This means that now the insurance cover is more smart, faster and according to the need. Overall, this change is relieved for customers and makes health insurance more convenient than before.