Why travel insurance is important during travel, know its benefits

Travel Insurance Benefits: If you like to travel, then you must also get travel insurance. Travel insurance can be taken on air tickets as well as on rail tickets and bus tickets. This insurance covers your lost belongings if unfortunately due to an accident (accident) If you fall victim to the disease, you get financial help in the treatment expenses and in case of unfortunate death, the dependents get compensation.

If you are traveling by train, then the insurance is available to those passengers who book online rail tickets (Online Rail Ticket Book) We do. But, there are very few people who opt for railway travel insurance option. The reason is that they do not know about it. In this insurance costing less than Re 1, the passenger gets a cover of up to Rs 10 lakh. If you do travel insurance at the time of booking your ticket, then the insurance company compensates the passenger for any kind of damage caused by the train accident.

Get travel insurance like this

When you book tickets online, the option of travel insurance is available on the website and app. Often people do not pay attention to this option. Make sure to choose the insurance option while booking the ticket. You are only charged a few bucks more for insurance. On selecting the insurance option, a link will be sent to your mobile number and e-mail ID. This link will be sent by the insurance company. By visiting this link, you must fill the details of the nominee there. Because it is easy to get an insurance claim only if there is a nominee in the insurance policy.

How much claim amount will be received?

If there is an accident during the journey if there is a railway travel insurance, then the insurance company compensates the loss of the passenger in the train accident. If a passenger dies in a train accident, then Rs 10 lakh is received as insurance amount. Even if the railway passenger becomes completely disabled, the insurance company gives him Rs 10 lakh. At the same time, in case of partial permanent disability, Rs 7.5 lakh and in case of injury, Rs 2 lakh are available as hospital expenses.

Money will not be received without nominee

In case of a train accident, the injured person, the nominee or his successor can claim the insurance. Insurance can be claimed within 4 months of the train accident. You can file a claim for insurance by going to the office of the insurance company.

English News Headline : Travel insurance is very important while traveling for Rail Yatri.