By investing in it, you can secure yourself and your family’s future. Actually, in this you can earn secure benefit. Let us know in detail about this wonderful policy.
When we talk about bright future, first of all we think about savings. Where on one hand people invest in stocks, mutual funds, crypto to get good returns. At the same time, middle class people in India avoid investing in it. If you also want to invest your money but you are looking for the right option, then today we will tell you about such investment options. Here you can get more benefits by investing less. Most people trust India’s largest insurance company LIC. People see it as a safe investment. LIC keeps on bringing various schemes for its customers from time to time. LIC is one of them. Jeevan Umang Policy.
By investing in it, you can secure yourself and your family’s future. Actually, in this you can earn secure benefit. Let us know in detail about this wonderful policy.
LIC Jeevan Umang Policy
- Jeevan Umang policy is different from other schemes in many respects.
- People from 90 days to 55 years of age can take this policy.
- This is an endowment plan. In this, along with life cover, a lump sum amount is available on maturity.
- Under this, after completion of maturity, fixed income will come in your account every year.
- On the other hand, after the death of the policyholder, his family members and nominee will get a lump sum amount.
- The great feature of this scheme is that it provides coverage of up to 100 years.
Will get this much money on maturity
- In this policy, if you pay a premium of Rs 1302 every month, then in one year this amount will be Rs 15,298. This is an amount of about 45 rupees per day.
- If this policy is run for 30 years, then the amount will increase to about Rs 4.58 lakh.
- On the investment made by you, the company starts giving you a return of 40 thousand every year from the 31st year.
- You take a return of 40 thousand annually from 31 years to 100 years, you will get an amount of about 27.60 lakh rupees.
Term Rider Benefit
- Under this special policy, if the investor dies in an accident or becomes disabled, term rider benefit is also available.
- Market risk has no effect on this.
- LIC’s profits and losses have an effect on this policy.
- Tax exemption is also available for taking this policy under section 80C of Income Tax.
- If you want to take any plan of Jeevan Umang policy, then you will have to take an insurance of two lakh rupees.
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