Insurance for a 1200 cc sedan car varies between 15 thousand to 18 thousand. In view of this inflation, when the car is standing, it is necessary to take insurance only so that there is no additional burden.
Know about the best policy of car insurance
This time the Corona wave has imprisoned people in their homes. Lockdown and curfew have been announced from cities to villages. Where there is no lockdown, people are locked in their homes to protect themselves. The corona virus has changed its tone rapidly this time and is infecting people within a few minutes. People who can work from home are in work from home. When people do not leave, the number of vehicles on the roads will also decrease. Therefore, people have put the vehicles covered and put them in the portico.
Vehicles are parked, consumption of petrol and diesel has stopped, but has the insurance money stopped? The question is important because whether your car runs or not, the insurance meter keeps running. Then some measures will have to be taken so that the insurance meter stops and your money is saved in this corona period. We should take the opinion of the experts about this and ask them what to do so that the premium of insurance is not to be paid, you have to pay less because the vehicles are not even running.
When to get policy
In this regard, Utpal Raman Sharma of ‘PolicyBazaar’ says, the customers should take the coverage of the vehicle only when it is needed. Nowadays, companies are making new changes in insurance in view of the corona epidemic. In terms of the customer, he is bringing the policy which is more correct than before. In this type of policy, insurance of third party, fire and theft is found together. According to Utpal Raman Sharma, insurance plans are being made keeping in view the needs of the vehicle and the owner, which are 50 percent cheaper than the regular policy. In such a plan, the third party also gets compensation for damage. Apart from this, cover of fire and theft is also available.
What kind of insurance is necessary
As far as vehicles are concerned, incidents of theft and fire are common. The car owner should always be ready that such an incident can happen anytime and anywhere. If the vehicle is stolen or if it is set on fire, then what is the benefit of repenting later? Due to this, the damage to the vehicle will not come back. But if his insurance continues, then the car owner does not need to think much. The insurance company will compensate the damage after a few days. This frees the car owners from further worries.
Take care of expenses
This plan is suitable for those getting salary, who are working in work from home. Due to Corona, they have less to come out of their homes. Only go out of the house in emergency. When it comes to buying a car, its prices are high due to insurance. General insurance is also expensive and due to this, the price of the vehicle increases rapidly. For example, the insurance of a 1200 cc sedan car varies between 15 thousand to 18 thousand. In view of this inflation, when the car is standing, it is necessary to take insurance only so that there is no additional burden.
This insurance policy is the best
In this context, experts advise that a car owner should take a third party, fire and theft plan together. In today’s era, taking a third party plan will not be beneficial. Fire and theft cover should also be included in it, only then the policy has an advantage. In addition to damage to your car, it also provides protection from theft. Compared to other plans, it is cheaper and also durable.
read this also: Big news for those buying LIC policy: holiday calendar changed in LIC office, now this week will be closed