According to the data of 2018-19, 52 lakh 41 thousand 268 farmers have been paid the insurance claims made on the crop.
Pradhan Mantri Fasal Bima Yojana was started in 2016.
Under the Prime Minister Crop Insurance Scheme, more than 52 lakh farmers have received money in a year. According to the data of 2018-19, 52 lakh 41 thousand 268 farmers have been paid the insurance claims made on the crop. Under the Prime Minister Crop Insurance Scheme, financial assistance is provided on the losses due to natural calamities. The scheme started on 13 January 2016. Under this, 5.5 crore applications are received every year. So far, claims worth 90 thousand crore rupees have been paid under the Pradhan Mantri Fasal Bima Yojana.
If you also want to take advantage of this scheme, then you have to apply. Farmers can apply both online and offline. State governments also issue advertisements for PM crop insurance scheme in Rabi and Kharif seasons. The best thing is that the Pradhan Mantri Fasal Bima Yojana is voluntary.
What are the objectives of the scheme?
To provide insurance coverage and financial assistance to farmers in the event of failure of any of the notified crops as a result of natural calamities, pests and diseases.
– To ensure the continuous process of farmers in agriculture, to give stability to their income.
– To encourage farmers to adopt innovation and modern methods in agriculture.
– To ensure the flow of credit in the agricultural sector.
Where to get the form for PMFBY?
For Pradhan Mantri Fasal Bima Yojana, you can get the form by going to the bank. The crop insurance form is also available online, which you can also get from the official website of the Prime Minister Crop Insurance Scheme pmfby.gov.in.
– Pradhan Mantri Fasal Bima Yojana (@pmfby) March 30, 2021
Which documents are needed?
– Photo of the person taking the insurance
– Identity card of the person taking the insurance (for this, one can give Aadhaar card, PAN card, driving license, voter ID card and passport.)
– Address proof (For this, one can give Aadhaar card, driving license, voter ID card and passport.)
– Farm papers
– Proof of crop sown in the field (for this you can write to Patwari, Sarpanch, Pradhan, etc.)
– Insurance money will come directly to your bank account. Cancellation check of the account in which you want to receive money will also have to be deposited.
These things have to be taken care of
Recently, insurance claims of about 9 lakh 30 thousand farmers were also canceled. In such a situation, when you register for insurance, some things have to be kept in mind, or even after paying the premium, you will not be able to claim the insurance. In case of natural calamities on a large scale, then in such a situation there is no need to file a claim for crop damage claims. But the damage after harvest is calculated on the basis of the insured farm due to hailstorm, landslide, overflow, cloudburst, natural fire and unseasonal rain or above normal rainfall. Therefore, farmers have to inform the insurance company in this regard. Apart from this, the claim is not paid even on late notice.
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