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Home » Jharkhand: CM Hemant Soren lashed out at the indifferent attitude of banks on giving loans, said- ‘Need for improvement in methodology’
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Jharkhand: CM Hemant Soren lashed out at the indifferent attitude of banks on giving loans, said- ‘Need for improvement in methodology’

EditorialBy EditorialFebruary 24, 2022Updated:February 24, 2022No Comments5 Mins Read
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Jharkhand: ऋण देने पर बैंकों के उदासीन रवैये पर बरसे सीएम हेमंत सोरेन, कहा-'कार्यप्रणाली में सुधार की आवश्यकता'
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Jharkhand Chief Minister Hemant Soren said here on Wednesday that the bank should focus on providing loans to people of all sections and all communities and Kisan Credit Card to more and more farmers in the state.

Photo: Chief Minister Hemant Soren attended the State Credit Seminar 2022-2023 organized by NABARD.

Image Credit source: Jharkhand Government Information Department

Jharkhand Chief Minister Hemant Soren said here on Wednesday that banks will provide loans to people of all sections and all communities in the state and more and more farmers will be given Kisan Credit Cards (Kisan Credit Cards).Kisan Credit Card) Focus on providing. Chief Minister Hemant Soren said in a seminar organized by the National Bank for Agriculture and Rural Development (NABARD) in Jharkhand Mantralaya, “I have received complaints from the general public especially women about not providing loans by banks. From the complaints against the banks by the general public, it appears that the attitude of the banks towards the needy is indifferent. “The indifferent attitude towards providing loans is not good, there is a need to improve the methodology,” the chief minister said. He said that during the corona virus epidemic, when all the arrangements for employment generation were almost closed, then agriculture was the only sector from which the economy could be saved.

Soren said, “Agriculture has always been the strength of the villagers. In order to strengthen the agriculture work, the state government has run many ambitious schemes. He said that the role of NABARD is important in the economic and social development of the state. NABARD and other nationalized banks and private banks contribute, especially in the strengthening of the rural economy. People living in rural areas have high expectations from all these institutions. In Jharkhand state, more than 70% of the population lives in rural areas. Already our state has been financially weak. During the COVID-19 transition period, the arrangements have become more crumbling. The bank should focus on providing loans to people of all sections-all communities in the state and Kisan Credit Card to more and more farmers.

Indifferent attitude towards providing loan is not good

The Chief Minister said that due to lack of financial availability with the poor, farmers, youth and the needy, they are not able to generate employment. The state government is making continuous efforts to make such sections of people financially strong and prosperous. All sections of people have equal participation in the all-round development of the state. During field visits, many times I have received complaints from the general public especially women about non-providing of loans by the banks. From the complaints against the banks by the general public, it seems that the attitude of the banks towards the needy is indifferent, it is very difficult to tell why this happens? Indifferent attitude towards providing credit by banking institutions is not good, hence there is a need for improvement in the methodology.

State government doing positive work in every field

The Chief Minister Shri Hemant Soren said that the state government would soon complete the schemes like employment generation, quality education, better health services, housing for every person, construction of check dam-canal for irrigation etc., etc. by the state government. Working with commitment. Continuous efforts are being made for the availability of electricity from door to door through solar energy even in remote rural areas within the state. But it is also true that in all these sectors, whether it is a city or a village, we need to implement the development plans at a faster pace. The Chief Minister said that in rural development also, there is a need to work more seriously with the various banks established in the areas including NABARD.

Banks should provide loans to the needy on priority

The Chief Minister Shri Hemant Soren said that the bank should ensure that the needy people get loans easily. Often the same villagers come to the public representatives with their grievances, who have sorrow, pain and suffering. Resource rich and happy people rarely come with their complaints. It needs to be understood that those who come with their complaints are very needy, they come to us with a lot of hope. Therefore, it is the moral responsibility of all of us to help them in every possible way. The Chief Minister said that NABARD should take positive initiatives in the direction of providing loans, only then villages, poor, farmers, women and youth would be happy and prosperous. NABARD is definitely a credible and big organization. The scope of NABARD is huge. I am sure that by coordinating with the state government, NABARD will play an important role in the all-round development of the state. The Chief Minister said that the representatives of NABARD and all the banks should constantly discuss how to make the state financially self-sufficient by providing loans to the needy people.

Banks should also provide loans to the people of ST / SC community on priority

On this occasion, Agriculture Minister Mr. Badal Patralekh said that the people belonging to ST/SC community are not being provided with loan commitment by the banks. Banks should ensure to provide loans to this category of people on priority. The state government has done the work of bringing 58 lakh Birsa farmers within one umbrella. Connecting all 58 lakh Birsa farmers with KCC is the priority of the state government. The bank should work in coordination with the state government to solve all the problems and problems and give loans to the farmers. On the occasion, many Agricultural Producer Organizations / Committees, Women Self Help Groups, Jal Chhajan Samiti and farmers who have done excellent work in the field of agriculture-horticulture were honored with the lotus tax of the Chief Minister.

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