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Criminals can empty your bank account through fake SIM, keep these things in mind to avoid

फर्जी सिम के जरिए अपराधी खाली कर सकते हैं आपका बैंक अकाउंट, बचने के लिए इन बातों का रखें ख्याल

There is a steady increase in the cases of cybercrime. One of these is the case of a swim swap or exchange.

There is a steady increase in the cases of cybercrime. One of these is the case of a swim swap or exchange.

NewsNCR No.

  • NewsNCR No.
  • Publish Date – 11:58 am, Sun, 26 September 21Edited By: Raghav Wadhwa
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Mobile Banking Fraud: In today’s era, most of the people use internet and mobile phones for banking. People get alerts related to account, one time password (OTP) required for financial transactions, unique registration number, 3D secure code etc. through smartphones. But nowadays cyber criminals are taking advantage of this. And there is a steady increase in the cases of cybercrime. One of these is the case of a swim swap or exchange.

What is SIM Swap?

In this, criminals issue a new SIM card for your registered mobile number through the mobile service provider. With the help of the new SIM card, the criminal gets the necessary URN/OTP and alerts for the financial transactions done through your bank account.

How do criminals target?

  • Cyber ​​criminals get your registered mobile number and bank account details through phishing or malware.
  • After this, they contact the mobile service provider with the identity of the correct customer on the pretext of losing the mobile, SIM card getting damaged.
  • After customer verification, the mobile service provider deactivates the old SIM card with the customers and issues a new SIM card to the offender. The network will not be available on the customers’ phones. Now the customer will not get any SMS, information like alerts, OTP, URN etc. on his phone.
  • Banking details stolen through phishing or malware will allow criminals to access and operate your account. He will also be able to do financial transactions, about which you will not get information. All SMS will go to the offender for alerts, payment confirmation etc.

Here are the safety tips to avoid SIM swap

  • Be alert and be aware of the network connectivity status of your mobile phone. If you find that you are not getting any call or SMS notifications for a long time, then something may be wrong. In such a situation, you should inquire with the mobile operator to ensure that you are not a victim of fraud.
  • Some mobile network operators send SMS to the customers to alert them about the SIM swap. Which means you can take action and stop this fraud from happening. For this you have to contact your mobile operator immediately.
  • In case of continuous unknown calls on your phone, do not switch off your phone, just do not answer them. This could be a trick to trick you into turning your phone off or on silent, so that you don’t know that your phone’s connectivity has been tampered with.
  • Register for alerts, so that you get alerted if there is any activity on your bank account.
  • Always check your bank statements and online banking transaction history regularly to help you spot any errors.

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