Ayushman Bharat Scheme: Free health cover of Rs 5 lakh, know who can avail

आयुष्मान भारत योजना: 5 लाख रुपये का मुफ्त हेल्थ कवर, जानें कौन उठा सकता है फायदा

Let us know the complete details about the eligibility of Ayushman Bharat Scheme.

Let us know the complete details about the eligibility of Ayushman Bharat Scheme.

NewsNCR No.

  • NewsNCR No.
  • Updated On – 10:22 am, Sun, 26 September 21Edited By: Raghav Wadhwa
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About three years ago, Prime Minister Narendra Modi launched the Pradhan Mantri Jan Arogya Yojana, also known as Ayushman Bharat. According to the government’s National Health Authority (NHA) website, this is the world’s largest health insurance scheme. In this, more than 10.74 crore poor families (about 50 crore beneficiaries) get health cover of Rs 5 lakh per family annually.

Along with many other diseases, COVID-19 is also covered in Ayushman Bharat Health Insurance Scheme. According to the NHA website, testing and treatment of corona will be done free of cost in any private hospital included in the scheme. Under this insurance scheme, the cost of quarantine in a private hospital will also be covered. Let us know the complete details about the eligibility of Ayushman Bharat Scheme.

Who is eligible for Ayushman Bharat?

People living in rural areas are seen according to their economic status. At the same time, people living in urban areas are classified on the basis of their work.

Rural Beneficiaries:

For people living in rural areas, it is necessary to fall in at least one of the six categories.

  • There should be only one room with kutcha walls and kutcha ceiling.
  • There should be no adult between the age of 16 to 59 years.
  • Families where there is no adult male member between the ages of 16 and 59.
  • Disabled member.
  • SC/ST families.
  • Landless families, whose major part of their income is coming from casual labour.

Urban Beneficiaries:

For people living in urban areas, the scheme has divided employees into 11 working categories.

  • Ragpicker
  • Beggar
  • domestic worker
  • street vendors, hawkers or any other street worker
  • Construction Worker, Plumber, Labor, Welder, Security Guard, Coolie
  • Sweeper, Sanitation Worker, Gardener
  • Handicraft Worker, Tailor
  • Transport worker, driver, conductor, driver’s helper, rickshaw puller
  • Shop Employee, Assistant, Peon in Small Establishment, Helper, Delivery Assistant, Attendant, Waiter
  • Electrician, Mechanic, Assembler, Repair Worker
  • washer man, watchman

How to check whether you are eligible or not?

  • Visit the official government website.
  • After this ‘Am I Eligible?’ Click on Option.
  • Then enter your phone number, captcha code and click on generate OTP.
  • Submit the details, which will include state, your name, ration card number.
  • If your family is covered under Ayushman Bharat scheme, then your name will flash on the screen.
  • You can also check by calling the helpline numbers 14555 and 1800111565.

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