Want to remove the name of the co-holder from the joint account in the bank? Know the complete process

Although many types of accounts are opened by the bank, but today we are going to tell you some special updates regarding the joint bank account. Joint bank account is opened when you want to open a bank account as husband and wife or as a business partner. Although sometimes for some reason you have to remove the name of your fellow account holder from your joint bank account, then know here that its process is very easy. Let’s know its complete method-

It is necessary to fill this form

A form for deleting the name of the fellow account holder can be obtained from the bank branch or you can also download the form from the bank’s website. In this form, the signature of those who have an account in their name and the signature of those whose name is to be removed will also have to be submitted.

Enter this information

In the form, along with the account number and type of account ie the type of account as well as the name of the account holder whose name is to be deleted, you have to give information about all these things. If the person whose name you want to delete is a minor, then in such a situation the name of his guardian has to be mentioned.

Can make changes in the account

You can also change the operation mode of your account i.e. if you want, you can convert your account into jointly survivor or single or if you want, you can keep the account in the previous mode. Can.

Debit card / ATM card will have to be surrendered

In case of removal of the name of the joint account holder, the account holders will have to return their debit cards i.e. ATM cards, which have been issued earlier by the bank to the account holders, whose name is now being removed, or else the account holder will have to He has to declare that he has destroyed the debit or ATM card.

Apply for new check book

In the same application you can apply for new check book with new names. However, keep in mind that you will have to return the unused check to the bank branch.

keep these things in mind

The name of the first or primary account holder cannot be deleted. If the Account Holder whose name is being deleted, his number is registered for PIN, OTP notifications, then he is deleted from the bank’s records.