If you are being asked for money in advance for a big profit or to earn big by investing in any fund, then be careful. Whether this money is sought from a knowledgeable source or from an unknown source, you have to avoid it at all costs. Once your money is gone, after that you will keep looking for the creditor and he will not be able to find you under any circumstances.
Incidents of Cyber Fraud have already increased
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Are you one of those people who respond quickly to messages on the phone claiming huge profits? If so then be careful because such people phishing attack are the most victims of. The account of such people becomes empty on seeing it. From the Reserve Bank to the common bank, they are spreading awareness that do not click on any link in the pursuit of earning wildly from cheap funds. By doing this you can become a victim of banking fraud. Once the money is out of hand, it is difficult to get it. For that too the bank and the house will have to be united. So why not be careful.
These 4 steps will save
- Avoid any such message which is in the name of Reserve Bank, in which it is being used to block the card or earn big profit by investing less money. The Reserve Bank does not send such a message to any customer. This thing has been told by the bank not once but again and again.
- If you are being asked for money in advance for a big profit or to earn big by investing in any fund, then be careful. Whether this money is sought from a knowledgeable source or from an unknown source, you have to avoid it at all costs. Once your money is gone, after that you will keep looking for the creditor and he will not be able to find you under any circumstances.
- No matter how close someone is to you, whether over the phone or face-to-face, do not share your bank account details, banking user ID, password, credit card and debit card details, card number, CVV, ATM PIN or OTP. . These are the details from which your account is empty. The bank does not ask for any such information from you. If someone is asking then he can be a fraudster.
- In the message, if you are being told to invest money in foreign funds and earn big profits, then be careful. If such a phone comes from a foreign code, then also be careful. The Telecom Department has been warning about this. If any such message comes, then immediately file a complaint with the police.
how to get money back
- Money lost from the account can be recovered, provided you follow certain rules. The first rule in this is that as soon as the fraud occurs, inform the bank without any delay.
- If the money has gone missing due to your lack or your fault, the account has become a victim of cyber fraud, then tell the whole truth to the bank. There is no need to lie to the bank because action will be taken on the basis of your complaint and the refund process will start.
- The longer the delay in filing the complaint after the fraud, the more your loss will increase. The rule of the bank is that as soon as the incident happens, report it to the police and then tell the bank. The information about the complaint in the police will also have to be given in the bank.
- Keep in mind that you will get the money only when the bank registers your complaint. Many times banks are reluctant to register complaints. Call for complaint registration message on your phone or ask for ticket number. Once the complaint is registered, the bank will have to settle the matter within 90 days.
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