Bank Fraud: Many new methods are being used to commit bank fraud with the person. Vishing is one way to commit bank fraud. Let’s know about this.
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Bank fraud cases have increased rapidly in the country. In such a situation, it is important for people to be careful while doing banking. It is important for any person to take care of some things while doing work related to banking. Cyber criminals have also become active in the last few years. They are using many new methods to do bank fraud with the person. Vishing is one way to commit bank fraud. Let’s know about this.
What is wishing?
Vishing is an attempt by a criminal to obtain confidential information over a phone call. Details such as User ID, Login and Transaction Password, OTP (One Time Password), URN (Unique Registration Number), Card PIN, Grid Card Value, CVV or any personal details such as Date of Birth, Mother Let’s get the name etc.
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The criminal claims to be a representative of the bank and dupes them into obtaining their personal and financial details over the phone. These details are then used to access their accounts without their consent. The person is cheated, due to which he has to suffer financial loss.
How to avoid wishing?
- Your bank is aware of some of your personal details. Beware of any caller who says that he does not know your personal details like first and last name. If you receive such a call, inform your bank about it.
- Apart from this, never leave any of your personal or account details on the telephone system. If you get a phone number through any message, email or SMS, do not send your details on it. Especially, if it is related to the security of your credit card or bank account.
- When a telephone number is given, the first thing you should do is verify whether it actually belongs to the bank by calling the phone number on the back of your credit card or bank account.
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