Gone are the days when credit cards were used only at POS machines. The government and the Reserve Bank expanded the scope of credit cards and its role in digital payments has increased more than before. UPI payment by credit card is a big step in this direction.
Easy to make UPI payment with credit card
Do you want to make credit card usage more convenient? If yes, then we are telling you the most direct and simple solution for this. In this, you do not have to do much, but you have to connect your credit card with the UPI app. This work is done in a pinch, that too sitting at home. Gone are the days when credit cards were used only at POS machines. The government and the Reserve Bank expanded the scope of credit cards and its role in digital payments has increased more than before. UPI payment by credit card is a big step in this direction.
If you also want to link your credit card with the UPI app, then we tell you the easy way in few steps. Let’s find out.
How to Add UPI to Credit Card
First of all, check whether your UPI app allows credit card payments or not. For example, ICICI Bank allows its credit card to be linked with the iMobile Pay app. The method of linking a credit card on this app is the same as for linking a debit card. You can link the credit card running on MasterCard or Visa payment gateway with UPI Ace.
- Download the iMobile Pay app and log in using your fingerprint, PIN or Internet ID and password
- Select ‘Card & Forex’
- Select ‘Add a Card’ and enter the required details
- Verify the card using the OTP sent to your registered mobile number
- You can view and manage credit cards under ‘Other Bank Credit Cards’ tab
Since you have other cards already added to the UPI app, you will need to select a card every time you use the app to make a payment. You can opt for credit card payment from now on.
UPI payment benefits
There are many benefits of making payments by adding UPI to credit cards. Be it rewards points or cashback, you will get some extra benefits every time you shop with a credit card. Such benefits are not available on debit cards. For example, if you make a payment by linking your credit card with UPI, you can get shopping vouchers, discounts at petrol pumps. Its idea is that the more credit card you use, the more you will get the benefit of rewards.
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