There are different rules for car insurance.
Car Insurance Rules: You get your car or bike insured to secure the vehicle, but what if someone sets your car or bike on fire.
Recently, a lot of government property was damaged in the protest against the government. At the same time, the mob also damaged many private properties. Some protesters even set people’s cars on fire. A video is also going viral on social media, in which a person is seen crying after the car was burnt by the protesters and he is telling that he bought the car with hard work and now it was done to him. In such a situation, the question is whether the car or bike is damaged in this situation, then the insurance company (Car And Bike Insurance) Is it responsible for the claim or not?
So today we tell you that according to the rules of insurance companies, what is the rule regarding this situation and whether the car is actually damaged in this situation, then a claim can be taken. So know what the rules say in this matter….
What claim do you get?
If someone’s car is set on fire during demonstrations, riots, does he get a claim? So on this answer, insurance experts tell that there is a provision of getting a claim in this situation. This means that if the car is damaged in this situation, then a claim can be made for it. However, for this a lot depends on the terms and conditions of your insurance. In many policies, there is a special provision for this and it is written about the damage caused during the riot etc.
Who can make a claim?
First of all, let us tell you that in this situation, the claim is available only to those people who do not have third party insurance. If you have third party insurance for your car and unfortunately this happens to your car, then you may face a claim problem.
Which conditions have to be followed?
Please note that some conditions have to be followed in this situation. Insurance experts say that in this situation, you have to register an FIR within a few hours of the incident. Apart from this, a report is made on behalf of the corporation to extinguish the fire, which comes in about 15 days. Based on this, further claim process takes place. In such a situation, it is necessary to have these two papers along with the policy.
Information given in the policy
When you take insurance from the insurance company, there are conditions for it and you can also check it according to your policy through the official website. In this, its information is given on about 2-4 page numbers, in which it is told that under what conditions the claim will be given in this policy. You should also see in it whether the condition of riots etc. is written in those conditions or not and keep in mind that after reading it completely, get it insured.
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