LIC Scheme: This policy of LIC is a non linked and individual saving life insurance policy. There are two types of premium for the customers.
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LIC Dhan Rekha Policy: If you want to invest, then you can easily get good returns with money back benefits by investing in this policy of LIC. Because Life Insurance Corporation of India (LIC)Life Insurance Corporation) keeps coming up with new policies for its customers. Many plans of LIC are currently available in the market. Which the customers choose according to their choice and need, but it is very important to have the right information about each policy. LIC’s Dhan Rekha policy is a non linked and individual saving life insurance policy. There are two types of premium in this policy.
If you want to take advantage of this policy, then you can choose the option of paying single and limited premium. Along with this, the rates of special premium (Dhan Rekha Policy Premium) have been fixed for women in this policy. If this policy is taken in the name of women, then women get special discount because the premium rates for women have been kept low. The special thing about this insurance is that you will get a part of the deposited premium after a few days.
Let us tell you that to take advantage of this policy, your maximum age should be between 35 to 55 years. At the same time, children can also invest in this policy. Their age should be from 90 days to 8 years. No limit has been fixed for the maximum investment in this policy. You can choose this according to your ability, but it is very important to invest at least Rs 2 lakh in this policy.
guaranteed bonus
Under LIC’s Dhan Rekha policy, the death benefit is available in lump sum or it can be taken in installments for five years. Money is available in installments on monthly, quarterly, half yearly or yearly basis. The minimum installment is Rs.5000 on monthly basis, Rs.15,000 on quarterly basis, Rs.25,000 on half yearly basis and Rs.50,000 on yearly basis.
keep these things in mind
- Under LIC’s money line policy, the minimum age is 90 days and the maximum age is 55 years on a term of 40 years.
- People from 2 years to 45 years will be able to take advantage of this policy on a term of 30 years.
- The minimum age of 3 years and maximum of 35 years has been fixed on the term of 20 years.
- Any Indian citizen can buy this policy. In this policy, the customer gets double returns with good investment.
- If someone dies within the term, then 125 percent of the total sum assured is given to the nominee along with the bonus.
- After completion of maturity, insurance holders are given with 100% money back.
- Money back is not added to the maturity of 100%.
Plan is in 3 term
LIC has introduced this policy with 3 different terms, which include 20 years, 30 years and 40 years. It is up to you which term you select. Under this, you will have to pay the premium amount. If you select a term of 20 years, then you will have to pay premium for 10 years. On the other hand, on selecting a term of 30 years, premium will have to be paid for 15 years. Apart from this, on selecting a term of 40 years, you will have to pay premium for 20 years.
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