Aadhar card.
Nowadays Aadhaar card has become an essential part of our life, without which almost every important work is incomplete. Whether it is to open an account in the bank, take advantage of government schemes or any other important work, Aadhaar card should be needed everywhere. But along with its importance, the danger of its misuse has also increased. Many times thugs take fake loans in your name using your Aadhaar card, and you have to bear the brunt of it. If you also doubt that there is no loan running on your Aadhaar card, then do not panic! You can easily check it sitting at home. Come, let us tell you how you can find out with the help of your CIBIL score, PAN card, Aadhaar number and bank statement whether there is a loan in your name or not.
Check the loan with CIBIL score
The easiest way is to check your credit report. This credit report keeps the full account of your financial health. You can download your credit report for free by visiting the official website of credit rating agencies like CIBIL, Experian or Equifax. For this, you have to go to CIBIL's website www.cibil.com. There will be your PAN card number, Aadhaar number and some basic information. As soon as your credit report comes out, all the loans and credit card details will be seen in your name. If you see such a loan or credit card, about which you have no information, then understand that something is wrong. In such a situation, take action immediately, otherwise the problem may increase.
Learn loan status from Aadhaar card
Many banks and non-banking financial companies (NBFC) give loans information through Aadhaar card. For this, you have to go to your bank's official website or mobile app. Login there and complete the OTP verification with your Aadhaar number. Just in a few minutes, the entire details of the loan related to your Aadhaar will come in front of you. If your bank provides this facility, then this method is very easy and fast.
If you see a fake loan, complain immediately
If there is a loan in your credit report, which you do not take, then file a complaint without delay. For this, you can file your complaint by visiting the Reserve Bank of India (RBI) official portal https://sachet.rbi.org.in. Apart from this, complain about this in the cybercrime cell at your nearest police station. Cyber thugs have become so vicious nowadays that they can take advantage of the small mistake and do big losses. So take action as soon as possible.
Be careful, be safe
It is very important to take care of some things for the security of Aadhaar card. Do not share your Aadhaar number with anyone. If you have to enter the Aadhaar number for OTP verification, make sure that you are doing this on a trusted website or app itself. Also, keep checking your credit report from time to time so that if there is any mess, then you can find out immediately.
In today's digital era, vigilance is your biggest strength. If you follow these easy steps, then not only will you be able to protect your Aadhaar card, but will also be able to avoid problems like fake loan.
Source: www.tv9hindi.com
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