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Insurance clam can be canceled if the accident occurred due to driver's mistake, new decision has come
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Insurance clam can be canceled if the accident occurred due to driver's mistake, new decision has come

shehnazBy shehnazJuly 4, 2025Updated:July 4, 2025No Comments2 Mins Read
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Insurance clam can be canceled if the accident occurred due to driver's mistake, new decision has come
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The Supreme Court, while giving an important verdict on Thursday, has clarified that if the road accident has happened due to the negligence of a driver, then there is no responsibility to compensate the insurance companies. The court said that when an accident occurs due to the accident of the driver, his family cannot get any benefit under insurance.

This decision was pronounced by the bench of Justice PS Narasimha and Justice R. Mahadevan. He dismissed a petition seeking compensation of ₹ 80 lakh. This petition was filed by the wife, son and parents of NS Ravisha. Ravisha died in a road accident, when he lost control while driving at a high speed.

Karnataka High Court also gave decision

The Supreme Court upheld the Karnataka High Court's decision of 23 November 2023, already rejected the demand for compensation. The Supreme Court said, “We are not keen to interfere in the High Court's decision. Therefore, this special permission is dismissed.”

The accident took place 11 years ago

The accident took place on 18 June 2014, when Ravisha was going from Mallasandra village in Karnataka towards Arsikare Town. He was accompanied by his father, sister and his children. Investigation revealed that Ravisha was driving carelessly. Did not follow the traffic rules and lost control of the vehicle. Due to which the car overturned. He died in this accident.

Driver's fault proved

The Karnataka High Court had already admitted that the accident happened due to the driver's own mistake and he himself was going to harm his life. Therefore, his family cannot be legally compensated. The court also said that compensation in such cases will be like rewarding the person's own mistake, which is against the principles of justice.

Drivers will have to take lessons

This decision will be an example for the upcoming road accident compensation cases. This has made it clear that compensation from insurance will be given only when the responsibility of the accident is not on the insurance holder. This decision reminds everyone of following the road safety rules and negligence brings out the serious legal consequences of driving.

Source: www.tv9hindi.com

: Language Inputs

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shehnaz

Shehnaz is a Corporate Communications Expert by profession and writer by Passion. She has experience of many years in the same. Her educational background in Mass communication has given her a broad base from which to approach many topics. She enjoys writing about Public relations, Corporate communications, travel, entrepreneurship, insurance, and finance among others.

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